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IMGA Financial Group

© 2000-Present IMGA Financial Group - All Rights Reserved

John L. Terry, III (President)  Insurance licensed in AL (1265727), AR (24716), CO (NPI00106626), GA (831116), KS  (1265727), LA (479038), MI (0343960),

MS (10101059), MO (PR103409), NY (LA1118844), OK (927503), OH (659388), TN (883255) TX (870394), VA(0108) , NC (0108)

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Essential Dental

Essential Dental Solutions Plan covers the services your family needs for good oral health! It is affordable because it focuses on providing the benefits that you and your family need to maintain good oral health, not on benefits you may never use! Everyone is accepted and there are no deductibles or benefit waiting periods, so you and your family can start using the dental benefits right away.

 

The Dental Plan provides access to 85,000 credentialed dentists nationwide.

 

Benefits provided through membership in the National Congress of Employees.

 

Click HERE to Quote & Apply

Covered Service

In Network Benefit

Benefit Guidelines

Preventative & Diagnostic Services

Periodic Oral Exam (Office Visit)

100%*

Twice per year***

Prophylaxis (Teeth Cleaning)

100%*

Twice per year***

Bitewing X-Rays

100%*

One set every year***

Full Mouth X-Rays

Discount (Average 42%)**

 

Basic Services

Resin-Based Composite (Fillings)

100%*

One filling per year (two surfaces)***

Additional Fillings

Discount (Average 32%)**

 

Major Services

Root Canals

Discount (Average 34%)**

 

Surgical Extractions

Discount (Average 31%)**

 

Crowns

Discount (Average 27%)**

 

Upper Denture

Discount (Average 48%)**

 

Orthodontia

Discount (Average 20%)**

 

OTHER PLAN PROVISIONS

Annual Deductible

None

Benefit Waiting Periods

None

Annual Benefit Maximum

$500 per listed family member

Click HERE for Examples on Savings for Discounted Procedures

 

The Essential Dental Solutions program may not be available in all states.