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Helping the independent financial professional create, manage, and protect client wealth since 1988.
© 2000-Present IMGA Financial Group - All Rights Reserved
John L. Terry, III (President) Insurance licensed in AL (1265727), AR (24716), CO (NPI00106626), GA (831116), KS (1265727), LA (479038), MI (0343960),
MS (10101059), MO (PR103409), NY (LA1118844), OK (927503), OH (659388), TN (883255) TX (870394), VA(0108) , NC (0108)
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Essential Dental
Essential Dental Solutions Plan covers the services your family needs for good oral health! It is affordable because it focuses on providing the benefits that you and your family need to maintain good oral health, not on benefits you may never use! Everyone is accepted and there are no deductibles or benefit waiting periods, so you and your family can start using the dental benefits right away.
The Dental Plan provides access to 85,000 credentialed dentists nationwide.
Benefits provided through membership in the National Congress of Employees.
Click HERE to Quote & Apply
|
Covered Service |
In Network Benefit |
Benefit Guidelines |
|
Preventative & Diagnostic Services | ||
|
Periodic Oral Exam (Office Visit) |
100%* |
Twice per year*** |
|
Prophylaxis (Teeth Cleaning) |
100%* |
Twice per year*** |
|
Bitewing X-Rays |
100%* |
One set every year*** |
|
Full Mouth X-Rays |
Discount (Average 42%)** |
|
|
Basic Services | ||
|
Resin-Based Composite (Fillings) |
100%* |
One filling per year (two surfaces)*** |
|
Additional Fillings |
Discount (Average 32%)** |
|
|
Major Services | ||
|
Root Canals |
Discount (Average 34%)** |
|
|
Surgical Extractions |
Discount (Average 31%)** |
|
|
Crowns |
Discount (Average 27%)** |
|
|
Upper Denture |
Discount (Average 48%)** |
|
|
Orthodontia |
Discount (Average 20%)** |
|
|
OTHER PLAN PROVISIONS | |
|
Annual Deductible |
None |
|
Benefit Waiting Periods |
None |
|
Annual Benefit Maximum |
$500 per listed family member |
Click HERE for Examples on Savings for Discounted Procedures
The Essential Dental Solutions program may not be available in all states.