An Independent Marketing Organization

Helping the independent financial professional create, manage, and protect client wealth since 1988.

© 2000-Present IMGA Financial Group - All Rights Reserved

John L. Terry, III (President)  Insurance licensed in AL (1265727), AR (24716), CO (NPI00106626), GA (831116), KS  (1265727), LA (479038), MI (0343960),

MS (10101059), MO (PR103409), NY (LA1118844), OK (927503), OH (659388), TN (883255) TX (870394), VA(0108) , NC (0108)

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Disability Income Plans

The ability to protect one’s income due to unforeseen sickness or injury is one of the most overlooked, but needed, forms of insurance protection.  It is the consumer’s ability to earn a living that provides the income necessary to meet one’s financial obligations.  

Personal disability income plans typically cover a portion of an insured’s income.  Business disability plans cover overhead, key employees, or related business expenses.